Secondly, you can start reading, watching and listening to the news online. News are constantly updated online and provide you ”the edge” when it comes to getting the latest information. If you are only accustomed to read the newspaper every morning, you miss out to compete with the others that know how to use internet to find the latest information.
Going over what you have spent over the last quarter will cover most if not all of your regular payments. However, it is important to think about whether you have any quarterly, annual, or new commitments that may not have shown up in your previous search. This part of the process in making your budget should give you a list that includes utilities (eg water, electricity, gas and telephone), insurance payments, mortgage and loan repayments, and credit card payments.