Experienced Excel users will appreciate that textboxes default to having a border and white background. That‘s because they are often used to add comments or guidance to a user and so have to stand out. Otherwise a user would be foolish not to type words directly into the spreadsheet‘s cells. As equations can only be created in textboxes, the default settings are somewhat different; there is no border and no fill.
Keeping control of your personal finances is, in theory, a fairly simple process. It is only human nature that makes home budgeting and financial control so difficult for many people. However, for the sake of this article, we will consider the simple side of the household budget equation, which is making a budget in the first place.