I understand how you may feel reluctant to allow an external advisor to delve into the detail of your business. I have had other clients who felt the same way. But all of my other clients found the investment they made was repaid many times over both in their business and their own work life balance. To help you we have produced a free spreadsheet which will allow you to reflect on what you would like to achieve with your business and where you are at present. If you use the spreadsheet it will help you to identify if it would be beneficial to get an external advisor or if you are proceeding in the direction you want. Once you have completed the spreadsheet we will review the results with you if you want at no cost to you.
Going over what you have spent over the last quarter will cover most if not all of your regular payments. However, it is important to think about whether you have any quarterly, annual, or new commitments that may not have shown up in your previous search. This part of the process in making your budget should give you a list that includes utilities (eg water, electricity, gas and telephone), insurance payments, mortgage and loan repayments, and credit card payments.