The regular payments you have so far found will form the core of your household budget. You can now turn those into a formal list, either on paper or on a spreadsheet, and put the amounts into the next column, with a heading notifying the month. Before moving on to the next phase, add a further 11 columns on the paper or spreadsheet, with the headings changed to appropriate months until you have a column for each calendar month for a year. I have prepared an example budget spreadsheet to help you.
If you are working with spreadsheets, you might encounter the time when you need to compare spreadsheet with another one. This is pretty helpful especially for those who need to get the differences and the similarities between two or more spreadsheets. This is a method for analyzing if the data entered are correct. Plus, this is also useful for those who are having problems in detecting the changes that have been made onto their spreadsheet files. In order for you to compare two spreadsheets, you will need to take advantage of the built in tools for comparing spreadsheets in the application that you are using. Spreadsheets are computer applications that provide you with a virtual way of creating accounting worksheets. They are often used for calculating numbers and organizing data. You can also use them for charting and displaying the graphical interpretation of data. There are many electronic spreadsheets today so you can use them to start the comparison process.