Another way to use a spreadsheet program that has become popular is to re-create 8-bit graphics from childhood video games and turn them into larger-than-life scenes. It‘s very simple to adjust the row and column height so that it becomes a perfect square, and most of the 8-bit games lacked any sort of definition, shading, or blending making them even easier to turn into spreadsheet art. There is also a huge market for this sort of thing. People that grew up with those types of games are now into adulthood, and many of them love to share things from their past with their children, nieces, nephews, and anyone else that cares about it. There is a certain amount of whimsy to these characters as well, and this type of classicism will never truly go out of style.
The regular payments you have so far found will form the core of your household budget. You can now turn those into a formal list, either on paper or on a spreadsheet, and put the amounts into the next column, with a heading notifying the month. Before moving on to the next phase, add a further 11 columns on the paper or spreadsheet, with the headings changed to appropriate months until you have a column for each calendar month for a year. I have prepared an example budget spreadsheet to help you.