What‘s the difference? As with the open-source website editors, it gets a little confusing. Both LibreOffice and NeoOffice run on the Mac and both are open-source. The interface of both look almost identical at first glance, and they both share largely the same features. So why the redundancy and which should you choose? Well, while LibreOffice runs on both Mac and Windows, NeoOffice is Mac only. It is a special branch or fork of OpenOffice that was developed to quash some of the bugs in the Mac version of OpenOffice. So I would say, if you‘re going to choose one, choose NeoOffice.
For each of the items listed, decide whether they are monthly, quarterly, or yearly, payments, then repeat the monthly amounts in all the columns that apply. For example, monthly payments will go in all 12 columns but quarterly in only in the four columns when payment is due. The next stage is for you to consider what other necessary expenditure will come out of your income every month. These other expenditure items probably do not show up as regular payments in the first stage, though individual payments may. These items may include food, household goods such as detergents, car maintenance, petrol (gasoline), and fares, which are essential to you, and you need to budget for each month.