Now that the columns you want reformatted to a different size have been chosen, it is time to do just that. Using your computer‘s mouse, right click anywhere within the highlighted area. This will bring up a pop-up menu. On that menu is the option ”column width”. Click on that option. This will bring up a window asking you to enter in the width of the columns. If there is a number already in that box you will need to erase that first by highlighting it and pressing your ”delete” key. Now type in the number ”12” and click the ”Ok” button.
For each of the items listed, decide whether they are monthly, quarterly, or yearly, payments, then repeat the monthly amounts in all the columns that apply. For example, monthly payments will go in all 12 columns but quarterly in only in the four columns when payment is due. The next stage is for you to consider what other necessary expenditure will come out of your income every month. These other expenditure items probably do not show up as regular payments in the first stage, though individual payments may. These items may include food, household goods such as detergents, car maintenance, petrol (gasoline), and fares, which are essential to you, and you need to budget for each month.