In terms of features, NeoOffice (donations accepted) is huge, truly a viable alternative to Microsoft office. It includes all the basic components: Writer, the Word processing component; Calc, for spreadsheets; Impress, the presentation module; draw, for the creation of graphics and diagrams; and Base, the database component. The spreadsheet component has some sophisticated features like Advanced DataPilot technology, Natural language formulas, an Intelligent Sum Button and a comprehensive range of advanced spreadsheet functions.
Going over what you have spent over the last quarter will cover most if not all of your regular payments. However, it is important to think about whether you have any quarterly, annual, or new commitments that may not have shown up in your previous search. This part of the process in making your budget should give you a list that includes utilities (eg water, electricity, gas and telephone), insurance payments, mortgage and loan repayments, and credit card payments.