Going over what you have spent over the last quarter will cover most if not all of your regular payments. However, it is important to think about whether you have any quarterly, annual, or new commitments that may not have shown up in your previous search. This part of the process in making your budget should give you a list that includes utilities (eg water, electricity, gas and telephone), insurance payments, mortgage and loan repayments, and credit card payments.
A second option that is available is the Update Changes option. This function simply allows you to define how often the spreadsheet changes are updated. The most common element users use is the Update Every 15 minutes. What this does is to force a save and filter through the data to all the users. One point to consider is that if you workbook is relatively large and you are working on a slow computer you may want to increase that time to 30 minutes. The last area of concern is the Save Changes function. This defines whose changes will override who‘s. There are two options available which say, Ask me Which Changes Win and The Changes Being Saved Win. Which option you choose really depends on the type of workbook you have created.