When you write your formula, you will see that any x symbols show up in formula script. That means no extra formatting is required between typing the formula and publishing the completed work. This is ideal if you‘ve ever wanted to label a chart with its mathematical formula. The only caveat to add to all the above is that your freshly written equation will appear in a textbox. Textboxes are distinct from the main spreadsheet in that they have no cell address. This means they can be dragged across the sheet to your desired location. Obviously you don‘t want to have to move the formula every time you insert or delete rows from the underlying spreadsheet. Fortunately the default settings for such objects ensure that they retain their local position at all times.
Bookkeeping software produced on spreadsheets would normally be a series of spreadsheets with the columns preset and titled and formulae written into the sheet to automatically add up each column. In addition the columns used would normally be restricted to general headings to include a full analysis of all items. Small businesses that might produce their own spreadsheet would often do this on an annual basis. Bookkeeping software is much more likely to provide these bookkeeping spreadsheet templates on a monthly basis to enable a degree of financial control to be exercised by the small business. That is the second real value of bookkeeping spreadsheets, the ability to provide the business with financial information and through that data financial control over the business activities. The first value is of course the simplicity of listing with automated summation of the figures.