A good starting point in your quest to make a home budget, is to take stock of your current and recent situation, and list out all your monthly outgoings. If you only do this from memory, there is a chance you will miss one or more important items. You probably have several sources of information on what those regular outgoings are, and whether they are easy to find depends on how well organised you are with your paperwork. It is worth checking back over at least three months bank and credit card statements, and jot down what your regular payments are out of those. At the same time, you can also make a note of items of expenditure that may recur later on.
Microsoft Excel is a fantastic tool for analyzing scientific data. Microsoft Word is a fantastic tool for writing up scientific research. So surely Microsoft Office is the only software a scientist would ever require beyond that associated with specialist scientific apparatus? Unfortunately, that has never been the case and most university researchers would identify one big problem with the Office suite and that is why it‘s always been difficult to present formulas in Word and Excel. Even when you type a simple fraction like 3/5, it gets presented on a single line. As for Greek symbols like pi...well, that would mean many hours wasted trawling through Excel‘s Insert Symbol menu.